I have actually a credit/debit card from my bank and I personally use it for EVERYTHING, even amounts when compared with $5 (though there are few of these these days). Perhaps these are in the pinch and should not spend because much as their conscience dictates, yet seriously like to go anyhow. https://groups.google.com/g/giftcard-mall-my-gift-info/c/lJb4jNQqwjY